How much should I really put into my Health Savings Account (HSA)? Is there a recommended amount that maximizes the benefits while ensuring that I’m not overcommitting my resources? With the rising costs of healthcare, it’s perplexing to ascertain the optimal contribution that will not merely cover medical expenses but also grow my savings for future needs. Should I contribute the maximum limit, or is there merit in a more conservative approach? How does my current health status influence the decision, and what about my future healthcare expectations? In an era of unpredictability in medical expenses, is it wise to err on the side of caution with a substantial contribution, or would a modest amount suffice? Additionally, how do factors like employer contributions and tax benefits play into this equation? What strategies can I employ to balance these variables and ensure that I’m making an informed decision about my HSA contributions?